by Greg Vaughan | Sep 13, 2024 | Pension Advice
Retirement planning is a crucial part of securing a comfortable future, and among the options available, FSAVC (Free-Standing Additional Voluntary Contributions) pension plans seemed like a promising choice. These plans were designed to give you control over your...
by Greg Vaughan | Aug 1, 2024 | Doctor and NHS Pensions, Pension Advice
High charges on Free-Standing Additional Voluntary Contribution (FSAVC) Pension Plans can significantly lower the fund value in comparison to paying more into your company pension scheme, where charges are often nil or heavily subsidized. Typical fees on FSAVCs are:...
by Greg Vaughan | Jul 12, 2024 | Pension Advice, Teacher Pensions
In this blog, I’ll explain the advantages of buying “added years” of service within the Teachers’ Pension Scheme and why this option was particularly beneficial for teachers looking to enhance their retirement benefits. I will also delve into...
by Greg Vaughan | Jul 1, 2024 | Doctor and NHS Pensions, Pension Advice
For more than 20 years, I have investigated numerous mis-selling scandals and helped very many people recover financially. But one little known pension product has never received the publicity it deserves, despite being mis-sold in its tens of thousands, often to some...
by Greg Vaughan | Apr 8, 2024 | Doctor and NHS Pensions, Pension Advice
I have represented many dentists and doctors (GPs and Consultants) over the past 20 years who were advised to contribute more towards their retirement with an FSAVC (which stands for Free-standing Additional Voluntary Contribution) Pension Plan. An FSAVC is an...
by Greg Vaughan | Feb 16, 2024 | Pension Advice
Many of my teacher clients were advised to save extra for their retirement with an FSAVC (which stands for Free-standing Additional Voluntary Contribution) Pension Plan. The vast majority, however, would have been better advised to buy “added years” in the Teachers’...