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Understanding FSAVC Pension Plans: Why They Often Fail to Deliver
Retirement planning is a crucial part of securing a comfortable future, and among the options available, FSAVC (Free-Standing Additional Voluntary Contributions) pension plans seemed like a promising choice. These plans were designed to give you control over your...
The Impact of hidden high charges on FSAVC Pension Plans
High charges on FSAVC Pension Plans can significantly lower the fund value in comparison to paying more into your company pension scheme.
Car Finance Mis-selling – Did it Happen to You and How to Recover Your Money?
If you took out a car loan between 6 April 2007 and 28 January 2021, there is a 40% chance your loan was of the “Discretionary Commission Arrangement” type.
Why Buying Added Years Benefited Teachers
The concept of buying added years within the Teachers’ Pension Scheme allowed members to purchase additional years of pensionable service.
The Mis-selling of FSAVC Pension Plans: Did it happen to you and how to put it right.
FSAVCs were sold on the promise that increased control of the investment strategy would lead to higher returns compared to buying extra service in an employer’s pension scheme.
Why buying “added years” was so beneficial for dentists and doctors compared to FSAVC plans
So called “Added years” is a concept within the NHS Pension Scheme that allows members to purchase additional years of pensionable service…
Why buying “added years” was so beneficial for Teachers compared to FSAVC plans
Many of my teacher clients were advised to save extra for their retirement with an FSAVC (Free-standing Additional Voluntary Contribution) Pension Plan. The vast majority, however…
FSAVC Mis-selling: Were You a Victim and What to Do About It
For many years now, consumer surveys have shown that building a secure retirement is a top priority for most people.
Retired Teachers and Doctors Can Still Claim Compensation for Mis-sold FSAVC Pension Plans
The shadows of a mis-sold pension plans can loom large, casting doubt on financial security during retirement.
Is Buy-to-Let investing in the UK still worthwhile?
The advantages of investing in residential property in the UK have been eroded by changes in interest rates and Government legislation.
The importance of understanding the psychology behind behavioural finance to avoid poor investment decision-making.
Behavioural finance is a field of study that combines principles from psychology and economics to understand how people make financial decisions.
Teachers Assurance Mis-Selling Scandal: What You Need to Know
In the past, Teachers Assurance, an insurance company targeting teachers, has been accused of mis-selling FSAVCs to unsuspecting educators.
Mis-Sold Pension Claims: Top 10 Tips and Insights from a Financial Claims Expert
As a financial claims expert specializing in mis-sold pensions, I understand the importance of knowing the process and identifying mis-sold pensions. I’ve compiled a list of my top 10 tips and insights.
Ill Health Annuity Mis-selling: Don’t Miss Out on the Pension You Deserve
Learn about ill health annuity mis-selling and how to claim your rightful pension if you qualify for an enhanced annuity.
SERPS Mis-selling: Were You a Victim and What to Do About It?
Unscrupulous financial advisers have exploited this opportunity to invest their clients’ money in high-risk, unsuitable investment schemes, often for personal gain.
The Devastating Consequences of SIPP Mis-Selling and How to Recover
Unscrupulous financial advisers have exploited this opportunity to invest their clients’ money in high-risk, unsuitable investment schemes, often for personal gain.
Understanding the Difference Between FSAVCs and AVCs for Your Pension
In this blog post, we’ll break down the difference between FSAVCs and AVCs, two types of pension contributions that can help boost your retirement savings.
Memorable Cases – Dr H’s FSAVC Pension Plan sale
Dr H explained that she had been given terrible advice in the mid 2000s in relation to a property development and she and her husband (another doctor) had very nearly been made bankrupt in 2011.
